Hudson Valley Happenings Blog : July 2009

Loan Modification - Making Home Affordable - Help Is Available And It's Free!

Are you having difficulty making your mortgage payments?  Do you feel like you are walking a tightrope each month trying to set aside enough to pay the mortgage and all your other living expenses?  Lately many have been facing the horrible realization that they are not going to be able to continue to pay their mortgage.  tightropeI have received calls from several of my clients asking about Loan Modification.  I am advising them to speak with their current mortgage servicer.  Even if they called as little as one month ago and got nowhere, many are finding a very different answer today.  What seemed to be impossible might just be possible.  You worked hard to find that home and you really want to stay there.  Some of you may be able to find relief and stay in the house through Making Home Affordable .  

If you go to this site you can browse through so many helpful pages of information about the refinance and loan modification programs.  There is a Simple Questionnaire to help you determine if you are eligible for the programs.  You can access a Frequently Asked Questions section that will give you answers to many of the questions you may have about the program.  I want to caution you to avoid paying anyone to help you with your efforts to use this program. The site warns us to Beware of Foreclosure Rescue Scams - Help Is Free!

This is happening now!  Savings on your monthly payment can be significant.  Some people are saving more than $1000 a month in their payments.  There is hope that you can stay in your home.  Review the Making Home Affordable  website today and contact your Mortgage Servicer for further details.  Please don't let this opportunity pass you by.

I'm Paddy Pizappi - Work with Me and You'll be Happy!

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
For Buyer Tips and Local Information visit www.hudsonvalleyhappeningwithpaddypizappi.com     
Call or text to 845-800-7086 or email paddypizappi@realesolutions.com

I'm Paddy Pizappi - Work with Me and You'll be Happy!

House Search

 

Click Here To Search For Properties In The Greater Hudson Valley

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
Call or Text to 845-800-7086

Get Started With Your Own Rainmaker Blog Today Click Here To Ask Me How

Subscribe to Hudson Valley Happenings With Paddy Pizappi via RSS feed 

You Are Invited To A Civil War Reenactment On July 25 and 26 2009 Liberty NY

 

There has been a lot of interest from my readers about the Civil War Re-enacting my family does.  
I would love to invite those of you in the Greater Hudson Valley of New York
to a re-enactment to see an event for yourselves.
firing line 
Our unit the 56th NY State Volunteer Infantry is participating a weekend event at
Walnut Mountain Park Liberty NY    
Click above for directions
The event will be open for spectators on Saturday and Sunday at 10 AM.  

You will be able to view Union and Confederate encampments, see a mock battle,
shop at the sutlers, and learn about life during this volatile time in United States history.  
The unit that my family re-enacts with is a family unit.  This means that we modify history a bit by allowing families to camp with the troops.  While some families may have followed the troops; they would not have been able to stay on the same street (camp row) as the troops. However we can show you what might have been going on with the wives and children left behind by the war.

Here are the blog posts I did after last year's  Walnut Mountain Event
with pictures of the battle and civilian life.

I'm Paddy Pizappi - Work with Me and You'll be Happy!
I'm Paddy Pizappi - Work with Me and You'll be Happy!

House Search

 

Click Here To Search For Properties In The Greater Hudson Valley

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
Call or Text to 845-800-7086

Get Started With Your Own Rainmaker Blog Today Click Here To Ask Me How

Subscribe to Hudson Valley Happenings With Paddy Pizappi via RSS feed 

RE:Water Stains... Buying and Selling Tips For New York and Beyond

 

This video Blog will help both buyers and sellers of homes in any area of the country.  Here in New York States Greater Hudson Valley we see these stains from leaking roofs, plumbing problems, and something called ice damming which occurs when ice backs up under the shingles.   Michael has the answer for you as you either prepare your home for listing or as you move in to a home that has some prior water issues that have left their mark. If you would like more information on buying homes in New York's Orange, Ulster, or Sullivan Counties give me a call.

 

 

 

Via Michael Thornton - Nashville, TN area Home Inspector (Complete Home Inspections, Inc.):
As some of you may know, I am starting to do a series of videos about some common issues found during home inspections. I do want to take this opportunity to thank those who have been responding to these. In response to one of the questions asked, "How do you repair water stains?", I have came up with this video. Enjoy - No tomato throwing allowed...

Have a great Tuesday, Y'all... 8-)

If you or someone you know is purchasing or listing a home in Brentwood, Franklin, Nashville, Spring Hill or Thompson's Station in the Davidson or Williamson county area of Middle Tennessee and would like more information about getting a CERTIFIED pre-listingor home inspection, give us a call at 615.661.0297. You can visit us online at www.completehomeinspectionsonline.com 

Follow me on Twitter...

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You can follow me on FaceBook too...

© 2009 michael thornton | complete home inspections, inc. | brentwood, tn | 615.661.0297 | www.completehomeinspectionsonline.com

Helping You Live YOUR American Dream...
I'm Paddy Pizappi - Work with Me and You'll be Happy!

House Search

 

Click Here To Search For Properties In The Greater Hudson Valley

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
Call or Text to 845-800-7086

Get Started With Your Own Rainmaker Blog Today Click Here To Ask Me How

Subscribe to Hudson Valley Happenings With Paddy Pizappi via RSS feed 

To Do Orange County NY - July 18, 2009

 

Saturday July 18, 2009 in Orange County NY


Special Events
Yard, Garage, and Flea Markets
Bullville, NY - Yard Sale at Bullville United Methodist Church, Rte 17K, Bullville NY  9:00 AM - 2:00 PM Call 845-361-2721 

Middletown, NY - Orange County Flea Market, Orange County Fair Grounds, 100 Carpenter Ave, Middletown NY Starts at 8:00 AM Call 845-227-1154

Middletown, NY - Thrift Sale at North Congregational Church, 157 Linden Ave,  Park on North Beacon Street,  Starts at 9:00 AM Call 845-343-6686

Maybrook, NY - VFW Post, 209 Main St.,  hosts an indoor/outdoor yard sale 9:00 AM - 3:00 PM
Call 845-427-5881

Goshen, NY - Twice blessed Thrift Shop at the Goshen Christian School, 43 Route 17A, Starting 9:00 AM Call 845-294-8604

Nature Walk - Montgomery, NY
Join artist Shawn Dell Joyce in a free nature walk at Benedict Town Park, Rte 17K Montgomery, NY. Starts at 9:00 AM. The walk is geared towards children and will teach them to identify local plants and birds.  
For Further Information Call 845-457-2787

Snakes Anyone? - Cornwall, NY
Come to the Snakes Alive presentation at the Hudson Highlands Outdoor Discovery Center, Muser Drive, Cornwall, NY at 10:00AM for a presentation geared towards ages 5 and up.
For Further Information Call 845-534-5506 Ext 204

Firefighting History - Montgomery, NY
Check out the early fire fighting equipment along with fire fighter related collections at the 1913 firehouse location of the Orange County Firefighters Museum at 141 Clinton St, Montgomery, NY
 For Further Information Call 845-457-9654

There are literally thousands of things to do on this Saturday in Orange County New York. If you would like a link to a Greater Hudson Valley almanac that is packed with information to help you decide if this is the place for you, give me a call or send me an email.

The Greater Hudson Valley is a great place to live or to have a weekend place.  If you would like to start a search for a permanent residence or vacation home in the area I would love to help you.  Working with an experienced buyer's agent can help you to choose what is best for you.  I work in Orange, Ulster, or Sullivan County NY and I would love to be your Buyer's Agent. If you are looking elsewhere I would love to find someone in your chosen location to help you.  Give me a call or send an email today.


I'm Paddy Pizappi - Work with Me and You'll be Happy!

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
For Buyer Tips and Local Information visit www.hudsonvalleyhappeningwithpaddypizappi.com     
Call or text to 845-800-7086 or email paddypizappi@realesolutions.com

 
I'm Paddy Pizappi - Work with Me and You'll be Happy!

House Search

 

Click Here To Search For Properties In The Greater Hudson Valley

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
Call or Text to 845-800-7086

Get Started With Your Own Rainmaker Blog Today Click Here To Ask Me How

Subscribe to Hudson Valley Happenings With Paddy Pizappi via RSS feed 

Prayer Request for Active Rain Member's Daughter

Katerina asked for our prayers and thoughts for Lisa Schlitz and for her young caughter who is undergoing surgery right now.  I emailed her with my support yesterday and she was very grateful.  Let's keep those good thoughts going today as the surgery is done and recovery begins.

Via Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes (International Properties and Investments, Inc.):

We are asking to add Lisa Schlitz's daughter to your prayers Sunday and Monday.

Lisa Schlitz is our buyers agent and she is a member here on Active Rain. Her daughter is having open heart surgery Monday morning at 6 a.m. I asked Lisa to explain the surgery so that we know what to pray for:

"It’s a congenital heart defect (VSD) that is causing the aortic valve to prolapse, harden, and leak. She needs the hole repaired so it will be open-heart surgery-they will do a bypass, stop her heart, repair it, then take her off the bypass machine. Surgery will be 6am on Monday." 

Her daughter will remain in the hospital for a week after the surgery.

I know that Lisa is super stressed as any of us mothers would be. I spoke with her daughter the other day who is nervous but confident. She says she wants them to video tape her heart when it is opened. The doctors declined the video tape. I know that is for liability reasons. But we thought it was so brave of Lisa's daughter to even ask.

We pray that God will guide the hands of the surgeon and the nurses in the operating room and that the surgery will go well and Lisa's daughter will have her heart repaired and live on to reach all of her dreams. I am also asking for the Holy Spirit to be with Lisa to calm her and give her peace.

Sometimes in the stress and turmoil of our lives we may not always have our trials removed but we can always pray for the Lord to abide with us and fill us with his peace.

Thank you all.

 

I'm Paddy Pizappi - Work with Me and You'll be Happy!

House Search

 

Click Here To Search For Properties In The Greater Hudson Valley

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
Call or Text to 845-800-7086

Get Started With Your Own Rainmaker Blog Today Click Here To Ask Me How

Subscribe to Hudson Valley Happenings With Paddy Pizappi via RSS feed 

An Open Apology Letter To The House Seller

Dear Mr or Ms House Seller,

I am a Buyer Representative.  My goal is to find the right house for my clients and in the process hopefully find a buyer who will want to buy the house you are selling.  I know that it is frustrating when I call for an appointment and you get all ready to show your home then I call and say that I need to cancel.  I am deeply aware of how exhausting it is for you.  Please understand that it is equally frustrating and disappointing to me to work hard preparing to show your home only to have my buyer client call to cancel or to tell me at the last minute that they no longer need to see the house that they put on their list because they have decided sight unseen that it will not do for them.  

I also know that it is frustrating to you when I call through your agent to tell you that we are running late.  I can not help it if the tour I arraigned with experience to include some leeway time gets blown by a late arrival of the buyers or the one house that they want to linger in longer than anticipated.  I try to move things along but they are truly in charge and to frustrate them with tight scheduling will not encourage them to buy any house let alone yours.  The last thing you want is a rushed and harried buyer breezing through your house with a cursory look.

Things happen; people become ill; car's break down; the weather may be horrible; people change their minds: etc. etc.  As a guide I can not control many of the outside forces that determine whether or not I can get those buyers to your door on time or at all.  I promise you that I make every effort to get them there because I want to sell your house.  I make my living by selling people houses.  I really have no other intention.  I do not "derail the train" on purpose and I am truly sorry that you are disappointed by a no show or a late arrival. 

My promise to you is that I will do my best minimize the smily vownumber of no shows by assisting my clients in narrowing choices to the most likely.  I will make every effort to keep to the schedule once it is established. I will call as soon as I can if we are going to be late.  I will not ever purposely create work for you that results in a no show but please note that I can not control every aspect of this.  The buyers are in charge and I am just there to help them.  Hopefully I will help them find their way to your door and they will fall in love with your house.




I wish you the best with your efforts to sell your house.  
I hope it sells quickly and you are soon moving on to your new place.  


I'm Paddy Pizappi - Work with Me and You'll be Happy!

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
For Buyer Tips and Local Information visit www.hudsonvalleyhappeningwithpaddypizappi.com     
Call or text to 845-800-7086 or email paddypizappi@realesolutions.com

I'm Paddy Pizappi - Work with Me and You'll be Happy!

House Search

 

Click Here To Search For Properties In The Greater Hudson Valley

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
Call or Text to 845-800-7086

Get Started With Your Own Rainmaker Blog Today Click Here To Ask Me How

Subscribe to Hudson Valley Happenings With Paddy Pizappi via RSS feed